(VII) Financial services

Time:2021-07-26 15:20   Source:Eshanxi-lvliang

(VII) Financial services

38. To implement more flexible preferential policies for investment and financing: It is necessary to give full play to the role of emergency turnover fund of enterprises, help renew their loans upon date due, and ease the pressure of capital turnover; give full play to the role of policy financing guarantee companies, guide policy financing guarantee institutions to enhance their capital strength through financial capital injection, increase in capital and share, and attracting private capital. Lvliang will reasonably determine the loan risk-taking ratio of commercial banks and guarantee institutions, establish a cooperation mechanism of risk and benefit sharing, and promote the development of financing guarantee business. (Lvliang Municipal Financial Work Office and Lvliang Municipal Finance Bureau as leaders; competent authorities directly under Lvliang Municipal People’s Government as participants)

39. To deepen the reform of banking services: It is necessary to further improve banking services for enterprises, fully implement the work of canceling the administrative licensing for bank account opening under Lvliang’s jurisdiction, and change the approval of bank account opening to record filing; reduce the financing cost of enterprises, implement policies and measures to deepen financial services for small and micro enterprises (SMEs), and ensure the rise of SME loan scale and decrease of financing cost; continue to cancel and standardize the charging items of banking financial institutions, urge banks to streamline procedures and improve services, and organize the performance evaluation of the protection of consumer rights and interests by banking financial institutions. (Lvliang Branch of the Lvliang Municipal People’s Bank of China and Lvliang Municipal Financial Work Office as leaders; competent authorities directly under Lvliang Municipal People’s Government as participants)

40. To establish a diversified credit service platform: It is necessary to establish a credit platform based on the multiple subjects of government support, intelligent drive, market operation, open and fair digital inclusive financial network, promote the sufficient sharing of credit information among banks, carry out public competitive subscription, and provide enterprises with faster and more convenient financing services with lower cost. (Lvliang Branch of the Lvliang Municipal People’s Bank of China and Lvliang Municipal Financial Work Office as leaders; competent authorities directly under Lvliang Municipal People’s Government as participants)

41. To strengthen the guidance for SME loans: It is necessary to encourage the establishment of mechanisms such as specialized credit financing classification, batch marketing, standard loan review and differentiated authorization for SME customers, standardize the reduction of credit service charges. (Lvliang Branch of China Banking and Insurance Regulatory Commission as leader; competent authorities directly under Lvliang Municipal People’s Government as participants)

42. To intensify publicity on financial services and financial products: It is necessary to strengthen the publicity of financial services and credit products for SMEs, enhance the awareness of SMEs on the business and product information of banks and guarantee institutions, promote the matchmaking between banks and enterprises, and improve service efficiency. (Lvliang Branch of the Lvliang Municipal People’s Bank of China as leader; competent authorities directly under Lvliang Municipal People’s Government as participants)